Retirement places in Texas

Filter and sort every place we have researched by what our sources can verify: typical home value, hospital access, 55+ communities, lakes and coast, then open a place for taxes, insurance, healthcare and climate.

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Filter the 94 places by what you can verify here. Home values are the Census Bureau's median owner-occupied values (ACS 2019-2023): they are not current listing prices, they do not describe any particular home, and they are not a guarantee of affordability. Blank cells mean our sources do not say; they are sorted last.

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Showing 94 of 94 places.

RegionHospitalSetting tags
AllenDallas & Northern Suburbs$429,90011.1%Inpatient hospital in the cityNone in our research—Enter a price
AlpineEl Paso & Far West Texas$207,70025%Inpatient hospital in the cityNone in our research—Enter a price
ArlingtonFort Worth & Western Metroplex$276,40011.5%Inpatient hospital in the cityNone in our research—Enter a price
AthensEast Texas Lakes & Piney Woods$205,70019.3%Inpatient hospital in the cityNone in our research—Enter a price
AustinAustin & Central Texas$512,70010.1%Inpatient hospital in the cityNone in our researchlakeEnter a price
AzleFort Worth & Western Metroplex$263,80015.4%Inpatient hospital in the cityNone in our researchlakeEnter a price
BastropAustin & Central Texas$308,30013.8%Emergency care only in the city1 (age rule not verified)riverEnter a price
BeaumontEast Texas Lakes & Piney Woods$158,80015.6%Inpatient hospital in the cityNone in our research—Enter a price
BeltonWaco, Temple & Brazos Valley$252,00012.1%No hospital in the cityNone in our researchlakeEnter a price
BenbrookFort Worth & Western Metroplex$278,20017.6%No hospital in the cityNone in our researchlakeEnter a price
BoerneTexas Hill Country$437,10018.2%Emergency care only in the city1 (age rule not verified)—Enter a price
BrownsvilleRio Grande Valley & South Padre$122,40012.6%Inpatient hospital in the cityNone in our research—Enter a price
BurlesonFort Worth & Western Metroplex$282,90012.5%Unclear in our sourcesNone in our research—Enter a price
BurnetHighland Lakes$245,90019.8%Inpatient hospital in the cityNone in our research—Enter a price
Canyon LakeTexas Hill Country$337,20023.5%No hospital in the cityNone in our researchlake, riverEnter a price
CarrolltonDallas & Northern Suburbs$353,60012.9%Inpatient hospital in the cityNone in our research—Enter a price
CelinaDallas & Northern Suburbs$458,00011.3%No hospital in the city1 (age rule not verified)—Enter a price
College StationWaco, Temple & Brazos Valley$326,5006.7%Inpatient hospital in the city1 (age rule not verified)—Enter a price
ConroeHouston, The Woodlands & Northwest$283,10013.3%Inpatient hospital in the cityNone in our researchlakeEnter a price
Corpus ChristiCorpus Christi & Coastal Bend$197,10015%Inpatient hospital in the cityNone in our researchcoastEnter a price
CypressHouston, The Woodlands & Northwest——Inpatient hospital in the city1 (age rule not verified)—Enter a price
DallasDallas & Northern Suburbs$295,30011.4%Inpatient hospital in the cityNone in our researchriverEnter a price
DenisonEast Texas Lakes & Piney Woods$167,80020%Inpatient hospital in the cityNone in our researchlakeEnter a price
DentonDallas & Northern Suburbs$325,70012.1%Inpatient hospital in the city1 (1 with a stated age rule)golfEnter a price
EdinburgRio Grande Valley & South Padre$174,8009.4%Inpatient hospital in the cityNone in our research—Enter a price
El PasoEl Paso & Far West Texas$171,70013.9%Inpatient hospital in the cityNone in our research—Enter a price
Fair Oaks RanchTexas Hill Country$612,70019.8%No hospital in the cityNone in our research—Enter a price
FairviewDallas & Northern Suburbs$544,80032.1%No hospital in the city1 (age rule not verified)golfEnter a price
Flower MoundDallas & Northern Suburbs$514,10012.1%No hospital in the cityNone in our research—Enter a price
Fort WorthFort Worth & Western Metroplex$277,30010.5%Inpatient hospital in the city1 (age rule not verified)—Enter a price
FrankstonEast Texas Lakes & Piney Woods$105,80015.6%No hospital in the cityNone in our researchlake, golfEnter a price
FredericksburgTexas Hill Country$442,80033.9%Inpatient hospital in the cityNone in our research—Enter a price
FriscoDallas & Northern Suburbs$595,4009.6%Inpatient hospital in the city1 (age rule not verified)lakeEnter a price
FulshearHouston South, Fort Bend & Bay Area$546,2008.4%No hospital in the city2 (age rule not verified)—Enter a price
GainesvilleDallas & Northern Suburbs$162,90015.9%Inpatient hospital in the cityNone in our research—Enter a price
GalvestonHouston South, Fort Bend & Bay Area$294,30020.1%Inpatient hospital in the cityNone in our researchcoastEnter a price
GeorgetownAustin & Central Texas$398,60028.2%Inpatient hospital in the city1 (age rule not verified)golfEnter a price
GranburyFort Worth & Western Metroplex$278,70031%Inpatient hospital in the cityNone in our researchlake, golfEnter a price
Granite ShoalsHighland Lakes$194,50020.4%No hospital in the cityNone in our researchlakeEnter a price
GreenvilleEast Texas Lakes & Piney Woods$197,40017.4%Unclear in our sourcesNone in our research—Enter a price
Gun Barrel CityEast Texas Lakes & Piney Woods$229,30023.1%Emergency care only in the cityNone in our researchlakeEnter a price
HarlingenRio Grande Valley & South Padre$125,70016.6%Inpatient hospital in the cityNone in our research—Enter a price
HelotesSan Antonio & Surrounding Communities$382,40017.9%No hospital in the cityNone in our research—Enter a price
HewittWaco, Temple & Brazos Valley$252,20017.8%No hospital in the cityNone in our research—Enter a price
HideawayEast Texas Lakes & Piney Woods$287,60036.1%No hospital in the cityNone in our researchlake, golfEnter a price
Highland VillageDallas & Northern Suburbs$493,40015.3%No hospital in the cityNone in our researchlakeEnter a price
Holly Lake RanchEast Texas Lakes & Piney Woods$239,40048.5%No hospital in the cityNone in our researchlake, golfEnter a price
Horseshoe BayHighland Lakes$489,10047.9%No hospital in the city1 (age rule not verified)lake, golfEnter a price
HoustonHouston, The Woodlands & Northwest$253,40012%Inpatient hospital in the cityNone in our research—Enter a price
KatyHouston, The Woodlands & Northwest$376,80012%Inpatient hospital in the city1 (1 with a stated age rule)—Enter a price
KerrvilleTexas Hill Country$272,70028.1%Inpatient hospital in the cityNone in our researchriverEnter a price
Lago VistaHighland Lakes$380,20025.1%No hospital in the cityNone in our researchlake, golfEnter a price
LakewayHighland Lakes$695,40024.4%Inpatient hospital in the cityNone in our researchlakeEnter a price
League CityHouston South, Fort Bend & Bay Area$334,00012.4%Inpatient hospital in the cityNone in our researchcoastEnter a price
LewisvilleDallas & Northern Suburbs$350,2009.6%Inpatient hospital in the cityNone in our researchlakeEnter a price
Liberty HillAustin & Central Texas$350,5002.3%No hospital in the city1 (age rule not verified)—Enter a price
Little ElmDallas & Northern Suburbs$390,3006.4%No hospital in the city1 (age rule not verified)lakeEnter a price
LlanoHighland Lakes$207,20025.7%Inpatient hospital in the cityNone in our researchriverEnter a price
LongviewEast Texas Lakes & Piney Woods$182,70016.4%Inpatient hospital in the cityNone in our research—Enter a price
MansfieldFort Worth & Western Metroplex$380,00010.7%Inpatient hospital in the city1 (age rule not verified)—Enter a price
Marble FallsHighland Lakes$294,90017.5%Inpatient hospital in the cityNone in our researchlakeEnter a price
McAllenRio Grande Valley & South Padre$173,80013.5%Inpatient hospital in the cityNone in our research—Enter a price
McKinneyDallas & Northern Suburbs$439,50010.3%Inpatient hospital in the city1 (age rule not verified)—Enter a price
MissionRio Grande Valley & South Padre$160,80014.5%Inpatient hospital in the cityNone in our research—Enter a price
Missouri CityHouston South, Fort Bend & Bay Area$281,60016.3%Emergency care only in the city1 (age rule not verified)—Enter a price
MontgomeryHouston, The Woodlands & Northwest$366,60021%No hospital in the cityNone in our research—Enter a price
New BraunfelsTexas Hill Country$315,10014.1%Inpatient hospital in the city1 (age rule not verified)riverEnter a price
PlanoDallas & Northern Suburbs$440,60014.1%Inpatient hospital in the cityNone in our research—Enter a price
Port AransasCorpus Christi & Coastal Bend$490,20032.2%No hospital in the cityNone in our researchcoastEnter a price
ProsperDallas & Northern Suburbs$694,6008.7%Emergency care only in the city1 (age rule not verified)—Enter a price
RichardsonDallas & Northern Suburbs$405,60012.7%Inpatient hospital in the cityNone in our research—Enter a price
RockportCorpus Christi & Coastal Bend$288,60028.9%Emergency care only in the cityNone in our researchcoastEnter a price
RockwallDallas & Northern Suburbs$382,40015.3%Inpatient hospital in the cityNone in our researchlakeEnter a price
Round RockAustin & Central Texas$383,70010.9%Inpatient hospital in the cityNone in our research—Enter a price
SaladoWaco, Temple & Brazos Valley$395,40025.7%No hospital in the cityNone in our research—Enter a price
San AntonioSan Antonio & Surrounding Communities$219,70013.1%Inpatient hospital in the city1 (1 with a stated age rule)—Enter a price
San MarcosAustin & Central Texas$269,70010.7%Inpatient hospital in the city1 (1 with a stated age rule)riverEnter a price
SeguinSan Antonio & Surrounding Communities$227,00016.3%Inpatient hospital in the cityNone in our researchriverEnter a price
South Padre IslandRio Grande Valley & South Padre$498,80033.4%No hospital in the cityNone in our researchcoastEnter a price
Sugar LandHouston South, Fort Bend & Bay Area$406,60018.1%Inpatient hospital in the city1 (age rule not verified)riverEnter a price
TaylorAustin & Central Texas$246,80019.4%Inpatient hospital in the cityNone in our research—Enter a price
TempleWaco, Temple & Brazos Valley$220,30015.1%Inpatient hospital in the cityNone in our research—Enter a price
TexarkanaEast Texas Lakes & Piney Woods$159,70018.1%Unclear in our sourcesNone in our research—Enter a price
Texas CityHouston South, Fort Bend & Bay Area$190,60015.7%Inpatient hospital in the cityNone in our researchcoastEnter a price
The WoodlandsHouston, The Woodlands & Northwest$479,40014.5%Inpatient hospital in the cityNone in our research—Enter a price
TomballHouston, The Woodlands & Northwest$306,40021.4%Inpatient hospital in the cityNone in our research—Enter a price
TylerEast Texas Lakes & Piney Woods$216,40016.3%Inpatient hospital in the cityNone in our researchlakeEnter a price
WacoWaco, Temple & Brazos Valley$199,60013.2%Inpatient hospital in the cityNone in our researchlakeEnter a price
WeatherfordFort Worth & Western Metroplex$285,00017.3%Inpatient hospital in the cityNone in our research—Enter a price
WillisHouston, The Woodlands & Northwest$113,90015.7%No hospital in the city1 (age rule not verified)lakeEnter a price
WimberleyTexas Hill Country$492,70026.7%No hospital in the cityNone in our researchriverEnter a price
WindcrestSan Antonio & Surrounding Communities$276,90039.4%No hospital in the cityNone in our research—Enter a price
WoodwayWaco, Temple & Brazos Valley$336,10023.1%No hospital in the cityNone in our researchlakeEnter a price
WylieDallas & Northern Suburbs$350,1008.7%Emergency care only in the city1 (age rule not verified)lakeEnter a price

Property-tax estimates apply each unit's published rate to the price you enter after the state school-district homestead exemptions; local exemptions, special districts and a parcel's real appraisal are not included. See the cost framework for the assumptions.

Browse by region

Texas

Austin & Central Texas

  • AustinA very large Travis County city, with portions in Williamson and Hays counties, whose case for retirees rests on its hospitals, an international airport and a wide choice of neighborhoods, set against a layered property-tax bill, creek flooding, a younger population than most retirement towns and an aquifer in a long drought.
  • BastropThe Bastrop County seat in the Lost Pines forest on the Colorado River, with a small downtown, an emergency room in town, a new 55+ Del Webb community under construction, and a wildfire history that any buyer should understand.
  • GeorgetownA Williamson County city on the northern end of the Austin corridor, with a historic town center, a hospital and clinics in town, an age-restricted community on its west side, and a property-tax picture that depends on a layered set of local taxing units.
  • Liberty HillA fast-growing Williamson County city northwest of Austin whose retirement relevance rests on one 55+ neighborhood inside a large master-planned community, with no hospital inside the city, a young resident base, and a local-option tax freeze on the city portion of the bill.
  • Round RockA large Williamson County city north of Austin with three hospitals on the south side of the I-35 corridor, a city-run 50+ activity center, a floodplain the city itself says is understated by current maps, and property taxes that depend on the school district, city and any municipal utility district at an address.
  • San MarcosA Hays County river and university city on the Austin to San Antonio corridor whose retirement case rests on one large 55+ community, a hospital in town, and a flood and aquifer picture that deserves a close look before buying.
  • TaylorA small Williamson County city east of the I-35 corridor with a historic downtown, a noticeably older age profile than its suburban neighbors, lower home values than Round Rock or Georgetown, a critical access hospital, and a combined city and school tax burden that buyers should compare address by address.

Corpus Christi & Coastal Bend

  • Corpus ChristiThe largest city on the Texas Coastal Bend, centered in Nueces County, with the area's principal hospital campuses, a city-operated international airport, Gulf and bay shoreline, a county-wide windstorm-insurance designation, and a multi-year water-supply drought that the city reports in published restriction stages.
  • Port AransasA small Nueces County resort city on a Gulf barrier island with one of the highest shares of residents aged 65 and over in the Coastal Bend, a very high share of vacant (second-home and rental) housing, city-run 24-hour emergency medical services, hospital care on the mainland in Corpus Christi, and direct exposure to Gulf storm surge.
  • RockportA small Aransas County bay-side city, closely tied to neighboring Fulton, with one of the oldest age profiles in the Coastal Bend, a freestanding emergency room as its local medical anchor, a county-wide windstorm-insurance designation, and a recent history of direct hurricane impact.

Dallas & Northern Suburbs

  • AllenA Collin County suburb of more than 100,000 people with a housing stock built mostly since 2000, a city senior recreation center with a $5 annual membership for residents 60 and up, an 88-bed hospital inside the city, school, county and college tax freezes for homeowners 65 and older but no city freeze, and no DART rail service.
  • CarrolltonA three-county Dallas suburb with about 17,000 residents aged 65 and over, a median home value below Plano, Allen and Richardson, a $110,000 city over-65 exemption with a 20 percent homestead exemption but no city freeze, Dallas Water Utilities as its water wholesaler, a Baylor Scott & White hospital campus on Josey Lane, and the northern end of DART's Green Line.
  • CelinaA fast-growing city on the Collin and Denton county line with a local over-65 exemption and tax freeze, layered tax bills, a master-planned setting for a Del Webb 55+ community, Del Webb at Legacy Hills, and inpatient hospitals mainly in neighboring cities.
  • DallasThe largest city in the region, spanning five counties, with 148,514 residents aged 65 and over, a city over-65 exemption of $175,000 with a 20 percent homestead exemption but no city freeze, a countywide Parkland Hospital levy, four large hospital systems inside the city, a levee-protected Trinity River floodway alongside creek and hail exposures that vary by address, and DART rail stops at the medical district and Love Field.
  • DentonA Denton County university city on I-35 at the northern edge of the Dallas-Fort Worth area, with two hospitals on its I-35 corridor, a commuter rail line, a 55+ golf community on its south side, and a citywide age profile that is young because of its universities.
  • FairviewA small incorporated town in Collin County with one of the oldest age profiles among the north Dallas suburbs, a 55+ golf community, a low town tax rate, local shopping, trails and fire service, and no hospital of its own: the nearest hospitals are in Allen and McKinney.
  • Flower MoundA town in Denton and Tarrant counties with a median age of 43.0 years, a high owner-occupancy rate, and a hospital serving it from neighboring Lewisville; an established suburb rather than a retirement destination.
  • FriscoA fast-growing Dallas-area suburb that straddles the Collin and Denton county line, with three hospitals in the city, a mostly post-2000 housing stock, a high-cost and high-income profile, a lakeside 55+ community on Lake Lewisville, and a property-tax bill that depends on which of several school districts and which of two appraisal districts a parcel falls in.
  • GainesvilleThe Cooke County city of about 17,688 residents, with a hospital district that owns North Texas Medical Center, a zoo and golf course on its recreation list, moderate home values, and the gated Lake Kiowa lake-and-golf community about seven miles away, where a third of residents are 65 or older.
  • Highland VillageA small, established Denton County city on Lewisville Lake with one of the older age profiles in the north Dallas suburbs, a $75,000 city exemption for homeowners 65 and older, a transit program for older residents, golf cart rules and no hospital of its own, close to hospitals in Lewisville, Denton and Flower Mound.
  • LewisvilleA large city in southern Denton County and Dallas County, home to Lewisville Lake, a full-service hospital, a seat in the Denton County Transportation Authority, and a median age of 34.8 years.
  • Little ElmA lakefront Denton County town on Lewisville Lake with a young overall age profile, a town tax freeze for homeowners 65 and older, a lakeside entertainment district, a senior program and an emergency and outpatient campus nearby, and a 263-home gated 55+ community, Ladera Little Elm.
  • McKinneyA large Collin County city north of Dallas with a preserved historic downtown, two full-service hospitals inside the city, a housing stock priced below neighboring Frisco, a 55+ Del Webb community inside the master-planned Trinity Falls, and a property-tax picture built from the city, county, community college and school district plus any special district.
  • PlanoA large Collin and Denton county city north of Dallas with more than 40,000 residents aged 65 and over, a city-run recreation and wellness center for adults 50 and up, several hospitals inside the city, a housing stock built mostly in the 1980s and 1990s, a 20 percent city homestead exemption with an optional over-65 tax freeze, and DART light rail that reaches DFW Airport.
  • ProsperA fast-growing Collin County town, with a small part in Denton County, that has a young overall age profile, high home values, a local over-65 tax freeze, a Texas Health emergency and outpatient campus and a gated 55+ community, Ladera Prosper.
  • RichardsonAn inner-ring Dallas and Collin county suburb with about 15,000 residents aged 65 and over, a flat $160,000 city over-65 exemption but no city tax freeze, a Dallas County school district whose over-65 levy freeze covers nearly 30 percent of residential accounts, a Methodist hospital inside the city, a large share of apartments and older homes, and DART light rail service.
  • RockwallThe seat of Rockwall County, on the shore of Lake Ray Hubbard east of Dallas: a mid-sized, mainly all-age suburb with a hospital in town, a county-wide appraisal district that publishes the tax rates, public improvement districts in several neighborhoods, and an announced 55+ community that is not yet open.
  • WylieA large Collin County suburb, also touching Rockwall and Dallas counties, on the Lake Lavon side of the metro, with lower home values than its western neighbors, a local over-65 exemption and tax freeze, a senior recreation center, a freestanding emergency room and a new gated 55+ community, Ladera Wylie.

East Texas Lakes & Piney Woods

  • AthensA Henderson County city of about 13,013 in East Texas with a UT Health hospital that offers emergency care, intensive care and surgery, a city water supply drawn from Lake Athens under a drought-conservative pumping limit, the Texas Freshwater Fisheries Center, and 19.3 percent of residents aged 65 or older.
  • BeaumontA Gulf-coast-county industrial and medical city of about 113,710 people in Jefferson County, Southeast Texas, with a 431-bed trauma center in town, modest home values, a coastal-county windstorm insurance regime, and real flood and hurricane exposure that varies by neighborhood.
  • DenisonA Grayson County city of about 25,347 on the Texas side of the Lake Texoma corridor, where 20.0 percent of residents are 65 or older, home values are moderate, the city runs a senior center and the main hospital, Texoma Medical Center, is in town.
  • FrankstonA small East Texas town of about 1,270 people that straddles Anderson and Henderson counties about four miles west of Lake Palestine, with no hospital in town, a family-medicine clinic, a municipal water system, Pine Dunes golf, and a property tax bill that differs depending on which county a lot is in.
  • GreenvilleThe Hunt County seat in Northeast Texas, a city of about 29,936 where 17.4 percent of residents are 65 or older, home values sit near $197,400, a locally governed hospital district supports the Hunt Regional health system, and the city owns its electric utility.
  • Gun Barrel CityThe commercial hub of Cedar Creek Lake in Henderson County, about 55 miles southeast of Dallas, with an estimated 23.1 percent of residents aged 65 or older, a lake-and-water lifestyle, a local emergency clinic with a helipad, and hospital care in Athens and Kaufman.
  • HideawayA small incorporated city in northwestern Smith County that covers a single gated lake-and-golf community run by the Hide-A-Way Lake Club, with an estimated 36.1 percent of residents aged 65 or older, a membership application and dues system, and the hospitals of Tyler about thirteen miles away.
  • Holly Lake RanchA gated lake-and-golf property owners community in Wood County, East Texas, listed by the Census Bureau as a census designated place rather than an incorporated city, run by the Holly Lake Ranch Association, where the Census Bureau estimates 48.5 percent of residents are aged 65 or older and the median age is 63.3.
  • LongviewThe Gregg County seat on the Interstate 20 corridor between Dallas and Shreveport, with two hospitals, a county-run regional airport with American Airlines service, a nonprofit senior living campus, and some of the lower housing costs among the region's hub cities.
  • TexarkanaThe Texas side of the twin city of Texarkana in Bowie County, with an estimated 36,039 residents, 18.1 percent aged 65 or older, below-state-average home values, a CHRISTUS Health hospital campus, a regional airport with nonstop American Airlines service to Dallas/Fort Worth, and Wright Patman Lake nearby.
  • TylerThe Smith County seat and the medical center of the East Texas Lakes & Piney Woods region, with a flagship teaching hospital, a second hospital system, a commercial airport with American Airlines service to Dallas/Fort Worth, and a lake-supplied water system, but a median age well below a typical retirement town.

El Paso & Far West Texas

  • AlpineA small high-desert Brewster County town and university seat near Big Bend National Park, with an unusually old population for Texas, a low-rainfall climate with freezing winter nights, a city-run water and gas utility, and one small hospital serving a very large, sparsely populated area.
  • El PasoA large high-desert border city and the main medical center of Far West Texas, with a Level I trauma hospital, a health sciences center, a VA health care system and an international airport, dry winters with freezing nights, very hot summers, a July-to-September monsoon flood season and a water supply that has shifted from the Hueco Bolson toward the Rio Grande and treated alternatives.

Fort Worth & Western Metroplex

  • ArlingtonArlington is a large Tarrant County city in the Dallas-Fort Worth Metroplex whose city government runs a recreation center for adults 50 and older, offers a $60,000 over-65 exemption and a senior tax freeze, and has two full-service hospitals inside its limits.
  • AzleAzle is a small lake-edge city northwest of Fort Worth whose limits reach into Tarrant and Parker counties, with a hospital in town, a city-run senior center for adults 60 and older, and a city tax rate that is rising for tax year 2026.
  • BenbrookBenbrook is a small Tarrant County city on Benbrook Lake with a higher older-adult share than most Metroplex suburbs, a $30,000 city over-65 exemption with a senior tax freeze, and a hospital named for its area that is in Fort Worth.
  • BurlesonBurleson is a growing suburb whose limits reach into Johnson and Tarrant counties, with a city over-65 tax freeze, a senior center open to anyone 50 and older, a hospital on I-35W, and treated water bought entirely from Fort Worth.
  • Fort WorthFort Worth is the large city anchoring the west side of the Dallas-Fort Worth Metroplex, mostly in Tarrant County, with a hospital district, major medical centers and two airports of its own. It is better understood as a set of very different neighborhoods than as one retirement market.
  • GranburyA Hood County city on Lake Granbury, a Brazos River reservoir southwest of Fort Worth, with a historic square, a community hospital and a freestanding emergency room, a city-owned airport, one of the older populations in the Fort Worth area, and a property-tax and water picture that depends on Hood County, Granbury ISD and the lake's drought rules.
  • MansfieldMansfield is a suburban city in the Dallas-Fort Worth Metroplex whose limits reach into Tarrant, Johnson and Ellis counties, with a 294-bed hospital in town and a gated 55+ community that is selling new homes.
  • WeatherfordWeatherford is the Parker County seat, west of Fort Worth, with a 103-bed hospital in town, a nonprofit senior center for residents 60 and older, and a property-tax system run by Parker County rather than Tarrant County.

Highland Lakes

  • BurnetA Burnet County city of about 6,600 residents with a hospital campus inside the city, a lower housing cost than the lake resort towns around it, a city property-tax rate that has stayed flat for five years, and a Highland Lakes setting that depends on rain far upstream.
  • Granite ShoalsA Burnet County city of about 5,200 residents on the east shore of Lake LBJ that calls itself a residential, resort and retirement community, with nineteen city parks, an estimated median home value of $194,500, a high share of mobile homes and vacant units, and no hospital inside the city.
  • Horseshoe BayA Lake LBJ resort city that straddles Llano and Burnet counties, with the oldest resident profile of any town in the Highland Lakes, a golf-club culture, a Public Improvement District assessment on some lots, and its nearest listed hospital in Marble Falls.
  • Lago VistaA Travis County city on the north shore of Lake Travis with a much higher older share than Austin, a municipal golf course, an on-demand transit service, no hospital inside the city limits, and a property-tax stack in which the city offers a homestead exemption but shows no over-65 amount of its own.
  • LakewayA Travis County city on the south shore of Lake Travis, the most suburban town in the Highland Lakes region, with a 106-bed hospital in town, high home values, and a water-supply lake whose level rises and falls by design.
  • LlanoA small Llano County seat on the Llano River, upstream of Lake LBJ, with a locally governed critical access hospital in town, a high older-adult share, and home values far below the lake-front markets downstream.
  • Marble FallsA Burnet County city on Lake Marble Falls with a full-service hospital inside the city, a younger and more renter-heavy population than the lake resort towns, and city water restrictions that have recently moved between stages.

Houston South, Fort Bend & Bay Area

  • FulshearA fast-growing Fort Bend County city west of Houston with a young overall age profile, high household incomes and two 55+ communities, where hospital care is found in neighboring parts of the Houston area and taxes depend on district layers.
  • GalvestonA Gulf barrier island city with a university medical campus, a seawall, a high share of vacant housing units, and a retirement decision dominated by separate windstorm and flood insurance, parcel elevation and hurricane exposure.
  • League CityA large Galveston County suburb on Clear Creek and the bay side of the Houston area, with its own UTMB hospital campus, a parcel-dependent flood and windstorm picture, and a split between Galveston and Harris County appraisal.
  • Missouri CityA Fort Bend County city southwest of Houston with an older-than-typical suburban age profile, layered special-district taxes, and Sienna, a master plan that now includes a Toll Brothers 55+ community.
  • Sugar LandA Fort Bend County city southwest of Houston with two major hospitals, a high median household income, a Brazos River levee system, and a property-tax picture built from city, county, school, drainage and utility-district layers.
  • Texas CityA mainland Galveston County port city with low home prices by Houston-area standards, an inpatient hospital, and a federally built hurricane levee that the Army Corps rates as a very high risk system.

Houston, The Woodlands & Northwest

  • ConroeThe Montgomery County seat on Lake Conroe, an incorporated city with its own tax rate, a 332-bed hospital in town, a lower cost of housing than neighboring The Woodlands, and lake and flood context shaped by a reservoir the San Jacinto River Authority operates.
  • CypressAn area of northwest Harris County, not an incorporated city in the Census Bureau's 2020 Texas place list, defined by its ZIP codes, the Cypress-Fairbanks school district and a patchwork of municipal utility districts, with large master-planned communities such as Bridgeland, a Houston Methodist hospital on the US 290 corridor, and flood exposure that varies by parcel.
  • HoustonA city of 2,300,419 residents in the Census Bureau's 2019-2023 estimate, spread across parts of four counties, with the Texas Medical Center, two commercial airports and layers of school, county and utility-district taxes that change by parcel, so tax, flood and hospital questions have to be answered address by address and not for the city as a whole.
  • KatyA western Houston-area city of 23,900 residents that spans parts of Fort Bend, Harris and Waller Counties, with Katy ISD, Memorial Hermann Katy Hospital, the Cinco Ranch master plan and a 55+ community in Heritage Grand, where combined tax rates depend on which county, city and utility districts cover the address.
  • MontgomeryA small historic city of 2,272 residents in western Montgomery County, the birthplace of the Texas Lone Star Flag by its own account, with an estimated 21.0 percent of residents aged 65 and over, the large Woodforest master plan and a 55+ community within it, Lake Conroe nearby, and hospitals in neighboring Conroe and The Woodlands.
  • The WoodlandsA large planned township north of Houston, split between Montgomery and Harris counties, with no city government, a township tax layered on county, school and district taxes, two major hospital campuses in town, and flood and hurricane exposure that depends on the individual parcel.
  • TomballA small city of 13,032 residents on the Harris and Montgomery County line northwest of Houston, with an estimated 21.4 percent of residents aged 65 and over, a 350-bed acute care hospital inside the city, a municipal community center with programs for older adults, and tax rates set by the city, Tomball ISD and the county.
  • WillisA small Montgomery County city north of Houston, near Lake Conroe, with its own city and school-district taxes, lower survey housing values than its neighbors, no hospital of its own, and a 55+ community with lake access that drives most of its retirement relevance.

Rio Grande Valley & South Padre

  • BrownsvilleThe Cameron County city at the southern tip of Texas, a large lower-cost border city with a Level III trauma hospital, a commercial airport that serves South Padre Island, a Gulf-coast hurricane and flood setting inside the TWIA designated area, and a water supply that rests on the Falcon and Amistad reservoirs.
  • EdinburgA Hidalgo County city that holds the main campus of DHR Health and a second hospital system on West Trenton Road, with a young population, a hot semi-tropical climate, flat drainage-dependent land and a municipal water supply that rests on the Rio Grande reservoirs.
  • HarlingenA Cameron County city in the central Rio Grande Valley with a hospital, a commercial airport and a downtown, a higher share of older residents than McAllen, a county that sits in the Texas Windstorm Insurance Association's designated area, and a flood history that includes the March 2025 storms.
  • McAllenA Hidalgo County city at the center of the Rio Grande Valley, with two hospital systems close by, a commercial airport, warm winters that attract seasonal visitors, very hot summers, a flat drainage-dependent landscape and a water supply that rests on the Rio Grande.
  • MissionA Hidalgo County city on the western side of the Rio Grande Valley that a Texas House resolution describes as a Winter Texan destination with about 50 RV parks, with a hospital and a freestanding emergency room in town, an owner-occupied housing majority, and the Valley's shared flood, heat and water-supply exposures.
  • South Padre IslandA small Cameron County resort town on a Gulf barrier island with an older resident population, a housing stock that is mostly not occupied year-round, a tourism-based economy, no hospital described on the island itself, and direct exposure to hurricane storm surge and the Texas Windstorm Insurance Association's coastal insurance system.

San Antonio & Surrounding Communities

  • HelotesA small Bexar County city on San Antonio's northwest edge, with a mostly single-family, owner-occupied housing stock, high household incomes, a moderate share of residents 65 or older, city programs aimed at oak wilt and wildfire, a five percent over-65 discount on city trash service, and water and sewer service from the San Antonio Water System.
  • San AntonioA very large Bexar County city and metro hub with a concentrated medical center cluster, a university-hospital district, an international airport, a long-standing military retiree community and a property-tax picture that varies sharply by school district, special district and suburb.
  • SeguinA Guadalupe County city on the Guadalupe River along Interstate 10 east of San Antonio, with its own electric, water and wastewater utilities, a city-county hospital, home values below the larger metro suburbs, a younger population than the retiree-oriented Hill Country towns, and a documented history of severe river flooding.
  • WindcrestA small, fully built-out Bexar County city surrounded by San Antonio, where nearly four in ten residents are 65 or older, more than half of households receive Social Security income, homes are older single-family houses with a median value below most Hill Country and northern San Antonio suburbs, and hospital care is in San Antonio rather than in the city.

Texas Hill Country

  • BoerneA Kendall County city in the Hill Country with a historic Main Street district, a younger and higher-income profile than the region's retirement towns, a freestanding emergency room and no inpatient hospital described on the hospital system's pages, and a 2026 flood that put creek risk and water supply at the center of the buying decision.
  • Canyon LakeA lakeside census designated place, not an incorporated city, in Comal County built around a flood-control and water-supply reservoir on the Guadalupe River, where nearly a quarter of residents are 65 or older, homes are mostly single-family, and the lake level, flood risk and tax picture all depend on county and district decisions rather than a city government.
  • Fair Oaks RanchAn affluent, almost entirely single-family and owner-occupied city that spans Kendall, Bexar and Comal counties on San Antonio's northwest edge, with one of the highest median home values among the Hill Country places in this guide, a city-run utility that moves between drought stages, and no hospital inside its limits.
  • FredericksburgA Gillespie County city in the Texas Hill Country with a historic downtown square, a population in which about a third of residents are 65 or older, a hospital in town, a tax picture built from a short list of local units, and a groundwater-based water supply that has been under mandatory conservation.
  • KerrvilleThe Kerr County seat on the upper Guadalupe River and the western medical hub of the Hill Country, with a regional hospital, a VA medical center, a large older-resident population, and a July 2026 flood whose recovery the city is still documenting.
  • New BraunfelsA spring-fed river city on the Comal and Guadalupe Rivers between Austin and San Antonio, split between Comal and Guadalupe Counties, with two appraisal districts, two main school districts on the tax rolls and an unusually well-documented water and flood picture.
  • WimberleyA small Hays County city on the Blanco River in the Texas Hill Country, where more than a quarter of residents are 65 or older, homes are costly relative to local incomes, there is no hospital in town, and the river's capacity for sudden, catastrophic flooding is a documented part of the community's history.

Waco, Temple & Brazos Valley

  • BeltonA Bell County city with a university, a county museum and expo center, a U.S. Army Corps of Engineers lake, relatively high school-district tax rates, a surface-water supply drawn from the Brazos River Authority system and no hospital listed on the city's own pages.
  • College StationA Brazos County university city that is home to Texas A&M, with a median age of 22.9, a renter-majority housing market, two hospital systems, a commercial airport and a 55+ community that describes itself as the first of its kind in the area.
  • HewittA McLennan County suburb south of Waco with a median household income of $83,798, 17.8 percent of residents aged 65 or older, Midway ISD schools, hospitals in Waco, hail and tornado exposure, and a municipal water system whose regional-plan need rises from 16 percent of demand in 2020 to 47 percent in 2070.
  • SaladoA small Bell County village on the I-35 corridor with one of the highest older-resident shares in the region, higher home values than nearby Temple, its own school district and cultural arts district, and hospital care in Temple.
  • TempleA Bell County city on the I-35 corridor anchored by Baylor Scott & White's Temple hospital campuses and a Veterans Affairs medical center, with a larger and younger population than a typical retirement town and a city tax rate near 0.70 per $100.
  • WacoThe McLennan County seat on the Waco side of the I-35 corridor, with two full-service hospitals, a regional airport, Lake Waco, a median age under 30, home values well below Woodway's and a rental-heavy housing market.
  • WoodwayA McLennan County city of about 9,500 residents on the west side of Lake Waco, adjoining Waco, with a high share of older residents, mostly owner-occupied housing, city parks and an arboretum, and two Waco hospitals close by.